Banking/Commercial Law
Fargo Attorneys Who Understand The Local And Global Nature Of Banking
Banks, lending institutions and credit companies are extensively regulated by overlapping state and federal regulations — the Federal Reserve Board, the Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of the Currency and various state banking departments keep a tight rein on regulatory compliance and day-to-day banking operations.
Our team of banking attorneys skillfully perform a variety of legal services for lending institutions, credit companies and leasing companies, including the following:
Drafting all types of loan and leasing documents including lease agreements, promissory notes, mortgages, loan agreements, loan commitments, extensions, modifications and change in terms agreements
Performing all types of troubled debt restructure services including negotiating and drafting debt settlement and resolution agreements, preparing watch officer comments, servicing the troubled credit, and either rehabilitating the credit, restructuring the credit or providing an exit strategy for the credit
Representing creditors in all aspects of bankruptcy proceedings and state court litigation to enforce loan documentation and collect outstanding obligations
Representing banks in branch banking litigation or contests
Drafting various future standardized loan documents for banks, including loan participation agreements and standard powers of attorney for bank customers to sign to avoid bank employees from having to interpret complete power of attorney agreements
Representing banks in virtually all aspects of lending and collecting